This course is designed to be taken by seniors. This is the math class every student needs and most adults wish they had taken. The project based course teaches students about various pay structures, keeping a balanced checkbook and determining expenses for housing, transportation, utilities, and food. Students learn about auto and health insurance, and the effects of compound interest when they borrow or save money. Through paying bills and working for a virtual income rather than grades, they learn the necessity of spending less than you make, and that working harder pays off. In the second semester students learn about personal income taxes and the federal budget, and they design a business, test and market a product or service and track income and expenses. This course is an elective course and does not serve as a 4th math core course.